Parts of LA Are Not Going to Be Habitable

Figures coming out of the Los County -Angeles, stunned: more than Destroyed 16,000 buildings. Damaged about 2000 structuresand More than 150,000 people ordered to evacuate. Whole motifs of the Pacific Palisades and Altaden were destroyed from the map. Destroyed with them: the main shelter; The main source of wealth of countless families; And countless loss of memories, feelings, procedures, possessions and feelings of normality.

Whenever something like this is happening, the vultures of resettlement and development begin to circle. Mike Davis said it is concise During the 2018 Wulsy fire, when he was asked what he was expecting after the flames fell: “Big mansions … that usually disappears, it is rental, trailers, people who have no proper insurance.” In other words, poor and working classes first suffer and often constantly – while the rich can simply build. Famous Essay of Davis “The right in order to allow Maliba to burn“Not only in every possible way in the ecosystem prone to the fire, but reminded us that the excess was paid by drawing up funds for public use. He first made this business in 1995, and since then it was proven only correctly.

As the firefighters fought for the maintenance of the fires and fires of Iton, the landlords in the neighborhood raised the rent. This is the form of prices Illegal in accordance with California legislationBut in the absence of forced execution, citizens claimed a violation of the landlords. State and local authorities meanwhile, including Governor Gevin News and Mayor la Karen basswere more concerned with the announcement allegedly robbery The National Guard, as well as the LAPD for the threatening examination of the imperative possessions of the people, took place and sent.

California, together with Florida, is now at the epicenter of the insurance crisis, which can cause financial collapse in 2008, as the crash caused by climates threaten to overcome the insurers. Many insurers want to get out of high risk and have Cancellation of Mass PolicyIncluding in the Pacific Palisades. In California, the insurance fair created by the state that offers coverage if the traditional insurers do not do it-collecting slack where private companies are stretched. But as Bloomberg predict Almost a year ago, there are questions about how many Californians can either pay before the disaster. One thing remains as clear as, when Davis formulated it 30 years ago: it is neither fiscal nor eco -friendly to continue building homes for family in extremely risky areas.

Many homes affected by recent fires were built in the mid-20th century, the time when the growth seemed boundless and the land was cheap. As this has changed, the houses have grown and grew into values ​​and have become wealth that could be conveyed to the next generation – many members of which now cannot afford new housing of this quality. They also often can’t afford outrageous insurance contributions and what insurance they have not always pays in full what the house is worth On the market. So, what once was a shelter for wealth based on its exchange, it comes down to the fact that it is actually: a house on the ground prone to fire.

The heart of this problem is not only climate change, but also the trade turnover itself, which turned a simple concept (main shelter) into a nest at best, but in the worst case of a risky financial asset. The ideal of the 20th century at home as the most sustainable asset, whose value will certainly rise up, up-may seem inaccessible if you view Zillow. But California is just the beginning of another shoe. Almost 100 years ago Herbert Hoover turned to homeownership As the pinnacle of well -being, the ultimate goal of patriotic American. But this is no longer a plausible goal for most of us and will not be again soon. We still need to face this fact; We are not in the socio -political -ready -made amount of wealth so fast. You can easily see the slide further into the revenge: either in the form of “I have already received its own, and the state must pay for it” or shifting the crises from people and politicians responsible for climate change for our neighbors. We are already seeing sensational indignation in social media that associate fires with Dei, homeless and drug consumers.

This is ugly, but the insurance companies will continue to flee in California. Insurance is only profitable when the risk is offset and now there is too much risk. Although the state will be pressured to keep carriers there or provide the properties itself, this strategy can only work for many more fires before the futility becomes obvious and the risk will become systemic. The housing system is already under huge tension from the lack of delivery and conspiracy of the landlord. Lease grew more than 20 percent During the presidency, Joe Biden and the mass movement and homelessness are more and more accepted by families. As far as market solutions are advertised, they do not work for the most vulnerable among us because the construction supports or really affordable housing is and will never be profitable. This does not mean that we should not build a big market rate-all means, build, build, build; Upzone, Upzone, Upzone. But the state intervention that has long been disperse on homes for family And now it will be necessary to place people safely on life insurance, which is more impossible.

Housing is the most obvious sector in a society in which the choice is socialism or barbarism. People who have lost everything in La Fire deserve to be treated with dignity and support, and instead are a survey, cost, and left the bag. But we cannot return to the ideas of planning, growth and wealth of the 20th century. If we do not start to organize a new way of construction and living together – one that is environmentally friendly and isolated from market shocks; The one that will alleviate the inevitable mass crossings, as more and more catastrophes make the places impossible – we will really reach the end of the line.